The Budget by Paycheck Spreadsheet | The Planned Pretty
The spreadsheet · On its own, yours for life
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Budget by Paycheck

The sheet that does the math for you.

Type in your pay and your bills. It tells you what's safe to spend before you spend it, every payday. The core planner I use, on its own.

Instant access. A Google Sheets template. No subscription.

The Budget by Paycheck spreadsheet

★★★★★ Trusted by 3,900+ people

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The switch

Before, and after.

Right now

  • Paid Friday, broke by Tuesday
  • Checking your balance before you swipe
  • Bills late, and the money was right there
  • Saving starts next month. Again.

With the sheet

  • You know what's safe to spend
  • You swipe without the panic
  • Every bill paid on time
  • Savings grows every payday

You're not bad with money. You just never had a plan that fits how you get paid.

What the sheet does

Plan the check, not the month.

  • Plans every paycheck before payday
  • Tells you what's safe to spend, before you spend it
  • Check off every bill the moment you pay it
  • Works for any pay schedule, weekly to monthly
  • Set up in 10 minutes with the video walkthrough
  • A Google Sheets template. Works on phone, tablet or laptop
Real customers

The sheet that finally stuck.

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Real comments from real customers. Nothing here is written by me.

The bundle
$97 $27

Normally $97. Reusable forever, with free updates for life.

One timeNot monthly No rebillsEver Free updatesForever
Start for $7 today with Klarna or pay $27 one time

Klarna or Afterpay splits the same $27 into 4 payments. Not a subscription.

I email and text it to you right after you pay. Check your spam if you don't see it.

Quick questions

Before you start.

I'm terrible at spreadsheets.
Good. You don't build anything. You type in your pay and your bills, and the math is already done. The video walkthrough takes you through every box, one at a time.
Is this a subscription?
No. $27 one time and it's yours for life. No monthly fee, no rebills. The only way you pay more than once is if you pick Klarna or Afterpay, and that just splits the same $27 into 4 payments.
Is this Excel?
No, it's a Google Sheets template. Google Sheets is free, you just need a Google account, and it works on your phone, tablet and laptop.
How do I get it after I pay?
I email it and text it to you right after you pay, so check both. If you don't see the email, check your spam folder.
How long does setup take?
About 10 minutes. You enter your income, your bills and a few details, and the sheet does the rest.
What if I get paid weekly or biweekly?
It works for any pay schedule. You tell it what you make and how often, and it does the math.
Are there refunds?
Because this is a digital product, all sales are final. Take a minute and be sure it's for you before you start.
3,900+Beginners helped
44K+On TikTok 22K+On Facebook

The same system 3,900+ beginners use to stop overdrafting and feel in control.

Or get everything

Add the rest for $10 more.

The spreadsheet is $27. For $37 you get the same sheet plus the debt payoff planner, the savings goal tracker, and every guide and calculator. Most people take the bundle.

See the full bundle