The Budget by Paycheck Spreadsheet | The Planned Pretty

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Budget by Paycheck

Get paid knowing exactly where your money is going.

Cover what you need. Save before you spend. And know exactly what's left, without doing the math in your head.

Plan your next paycheck before you spend a dime.

Instant access. A Google Sheets template. Yours for life.

★★★★★ Trusted by 5,600+ beginners

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This is for you if…

You're ready to feel different on payday.

✓You want your needs covered before you start spending
✓You want to save something from every paycheck
✓You want to know exactly what's available to spend
✓You want one place to plan and track the whole paycheck

The switch

Before, and after.

Without a paycheck plan

Money in your account looks available
You're doing mental math before you spend
Savings depends on what's left
You know your bills, but not the whole picture

With your paycheck planned

Your needs are already covered
Your savings is planned before you spend
You know exactly what's available
You see the whole paycheck in one place

You already know what needs to be paid. Now you need one place to see what your whole paycheck needs to do.

Here's how it works

Give every dollar a job before payday.

✓ Plans every paycheck before payday
✓ Tells you what's safe to spend, before you spend it
✓ Shows your credit card usage and flags when it's too high
✓ Tracks your savings goal, from where you started to where you're going
✓ Check off every bill the moment you pay it
✓ Works with any pay frequency: weekly, biweekly, semi-monthly or monthly
✓ Set up in 10 minutes with the video walkthrough
✓ A Google Sheets template. Works on phone, tablet or laptop

Real customers

The sheet that finally stuck.

Real comments from real customers. Nothing here is written by me.

Picture this

Picture yourself three paychecks from now. Your needs are covered. You've saved something from every check. You know what's available to spend. And for once, you're not wondering where all your money went. That starts with your next paycheck.

Start with your next paycheck

$17

One payment. Yours for life, with free updates.

One timeNot monthly No rebillsEver Free updatesForever

Add the rest Get the debt planner, savings tracker & every guide for just $10 more → Plan My Next Paycheck → $17 one time, or 4 payments with Klarna or Afterpay

Klarna or Afterpay splits the same $17 into 4 payments. Not a subscription.

I email and text it to you right after you pay. Check your spam if you don't see it.

Quick questions

Before you start.

I'm terrible at spreadsheets.

You don't need to be good at spreadsheets. You don't build anything, it's already made. You just type in your pay and your bills, and the math is already done. The video walkthrough takes you through every box, one at a time.

Is this a subscription?

No. $17 one time and it's yours for life. No monthly fee, no rebills. The only way you pay more than once is if you pick Klarna or Afterpay, and that just splits the same $17 into 4 payments.

Is this Excel?

No, it's a Google Sheets template. Google Sheets is free, you just need a Google account, and it works on your phone, tablet and laptop.

How do I get it after I pay?

I email it and text it to you right after you pay, so check both. If you don't see the email, check your spam folder.

How long does setup take?

About 10 minutes. You enter your income, your bills and a few details, and the sheet does the rest.

What if I get paid weekly or biweekly?

It works for any pay schedule. You tell it what you make and how often, and it does the math.

Can I add more lines for my bills?

Yes. It comes with room for up to 30 lines. It's just shortened in my videos to fit the screen. If you need more than 30, message me and I'll get you set up.

Are there refunds?

Because it's digital and yours instantly, all sales are final. If you have questions first, message me and I'll help.

Plan My Next Paycheck → $17 one time, or 4 payments · yours for life

One time. Not monthly. Free updates for life.

5,600+Beginners helped

47K+On TikTok 61K+On Facebook

The same paycheck planning system trusted by 5,600+ beginners.

Want to do more than your budget?

Add the rest for $10 more.

The spreadsheet is $17. For $27, get the Budget by Paycheck Planner plus the Debt Payoff Planner, Savings Goal Tracker, and every guide and calculator.

See everything included →

The best time to start was last payday. The next best time is this one.