The Debt Payoff Planner | The Planned Pretty
The debt payoff planner · On its own, yours for life
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Debt Payoff Planner

Watch your balances actually drop.

Put in your cards and what you owe. Run the snowball, run the avalanche, or set a date and it shows you what it takes to be debt free by then. The debt planner from my bundle, on its own.

Instant access. A Google Sheets template. No subscription.

The Debt Payoff Planner

★★★★★ Trusted by 3,900+ people

The switch

Before, and after.

Right now

  • Paying the minimum, barely moving
  • Not sure which card to hit first
  • Scared to open the credit card app
  • The balance never seems to drop

With the planner

  • A clear order to pay things down
  • You know exactly which card is first
  • You open the app on purpose
  • You watch the balance actually fall

You're not stuck. You just never had a plan to pay it down in order.

What it does

A real plan to pay it down.

  • ✓ Debt snowball. Pay off your smallest balance first for quick wins.
  • ✓ Debt avalanche. Hit your highest interest first to pay the least overall.
  • ✓ Pick a date. Enter the months you want to be debt free, and it shows you what it takes.
  • ✓ See every card and balance in one place, and watch them drop
  • ✓ A Google Sheets template. Works on phone, tablet or laptop
Real customers

Balances going down.

Customer review Customer review Customer review

Real comments from real customers. Nothing here is written by me.

The bundle
$77 $17

Normally $77. Yours for life, with free updates.

One timeNot monthly No rebillsEver Free updatesForever
Start for $5 today with Klarna → or pay $17 one time

Klarna or Afterpay splits the same $17 into 4 payments. Not a subscription.

I email and text it to you right after you pay. Check your spam if you don't see it.

Quick questions

Before you start.

I'm terrible at spreadsheets.
Good. You don't build anything. You type in your cards and balances, and the math is already done for you.
Is this a subscription?
No. $17 one time and it's yours for life. No monthly fee, no rebills. The only way you pay more than once is if you pick Klarna or Afterpay, and that just splits the same $17 into 4 payments.
Is this Excel?
No, it's a Google Sheets template. Google Sheets is free, you just need a Google account, and it works on your phone, tablet and laptop.
How do I get it after I pay?
I email it and text it to you right after you pay, so check both. If you don't see the email, check your spam folder.
How long does setup take?
A few minutes. You enter each card, the balance and the interest rate, and the planner does the rest.
Will this lower my credit score overnight?
No tool can promise that. Your score uses more than one thing. This planner shows you your balances and usage and gives you a clear order to pay them down, which is the piece you can move fastest.
Are there refunds?
Because this is a digital product, all sales are final. Take a minute and be sure it's for you before you start.
Start for $5 today with Klarna → or pay $17 one time · yours for life

One time. Not monthly. Free updates for life.

3,900+Beginners helped
44K+On TikTok 22K+On Facebook

The same system 3,900+ beginners use to stop overdrafting and feel in control.

Or get everything

Get the whole system for $37.

This planner is $17. The full bundle is $37 and adds the Budget by Paycheck planner, the savings goal tracker, and every guide and calculator. If you're paying down debt, the budget is how you find the money to do it.

See the full bundle →